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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,229 | $175,231+98.2% | $149,696+132.0% | $139,466+149.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 27.34% | 166.77%-139.4pp | 134.46%-107.1pp | 373.66%-346.3pp |
| Employer contribution / active EE | $5,029 | $5,478-8.2% | $4,821+4.3% | $4,754+5.8% |
| Participant deferral / active EE | $1,492 | $6,521-77.1% | $5,682-73.7% | $6,712-77.8% |
| Admin fee / account holder | $2,818 | $16,155-82.6% | $13,212-78.7% | $11,409-75.3% |