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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,088 | $167,353+62.0% | $143,797+88.5% | $134,545+101.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -29.14% | 0.48%-29.6pp | -0.04%-29.1pp | 418.37%-447.5pp |
| Employer contribution / active EE | $5,314 | $5,620-5.5% | $4,952+7.3% | $4,742+12.1% |
| Participant deferral / active EE | $1,946 | $6,447-69.8% | $5,638-65.5% | $6,401-69.6% |
| Admin fee / account holder | $1,471 | $18,096-91.9% | $14,679-90.0% | $11,431-87.1% |