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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,080 | $202,342+6.3% | $172,753+24.5% | $152,909+40.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.83% | 1029.88%-1007.1pp | 803.00%-780.2pp | 345.46%-322.6pp |
| Employer contribution / active EE | $7,675 | $5,857+31.0% | $5,144+49.2% | $4,764+61.1% |
| Participant deferral / active EE | $1,136 | $5,948-80.9% | $5,198-78.1% | $5,851-80.6% |
| Admin fee / account holder | $8,303 | $17,112-51.5% | $13,956-40.5% | $11,601-28.4% |