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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,973 | $129,217-48.9% | $93,406-29.4% | $158,950-58.5% |
| Participation rate | 57.1% | 71.0%-13.8pp | 66.8%-9.7pp | 82.0%-24.8pp |
| Annual return | 15.51% | 118.21%-102.7pp | 78.05%-62.5pp | 302.91%-287.4pp |
| Employer contribution / active EE | $1,342 | $2,711-50.5% | $2,075-35.3% | $4,762-71.8% |
| Participant deferral / active EE | $1,604 | $3,909-59.0% | $3,126-48.7% | $5,983-73.2% |
| Admin fee / account holder | $1,674 | $7,383-77.3% | $5,230-68.0% | $11,248-85.1% |