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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,866 | $117,694-43.2% | $71,755-6.8% | $134,532-50.3% |
| Participation rate | 61.9% | 68.8%-6.9pp | 62.3%-0.4pp | 81.2%-19.3pp |
| Annual return | -18.01% | 25.33%-43.3pp | 9.09%-27.1pp | 418.27%-436.3pp |
| Employer contribution / active EE | $1,746 | $2,523-30.8% | $1,704+2.5% | $4,741-63.2% |
| Participant deferral / active EE | $2,083 | $3,753-44.5% | $2,656-21.5% | $6,401-67.5% |
| Admin fee / account holder | $436 | $6,374-93.2% | $3,972-89.0% | $11,429-96.2% |