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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,944 | $135,956+142.7% | $123,894+166.3% | $273,972+20.4% |
| Participation rate | 91.7% | 84.1%+7.6pp | 81.4%+10.3pp | 83.0%+8.7pp |
| Annual return | 7.77% | 56.63%-48.9pp | 47.52%-39.8pp | 41.46%-33.7pp |
| Employer contribution / active EE | $6,750 | $5,170+30.6% | $4,617+46.2% | $4,869+38.6% |
| Participant deferral / active EE | $9,569 | $6,343+50.9% | $5,984+59.9% | $5,287+81.0% |
| Admin fee / account holder | $931 | $9,817-90.5% | $8,357-88.9% | $10,133-90.8% |