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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,536 | $138,076+190.8% | $123,553+225.0% | $135,380+196.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.64% | 153.70%-159.3pp | 119.21%-124.8pp | 519.81%-525.4pp |
| Employer contribution / active EE | $8,199 | $5,152+59.1% | $4,628+77.1% | $4,779+71.6% |
| Participant deferral / active EE | $12,142 | $6,800+78.6% | $6,426+89.0% | $5,609+116.5% |
| Admin fee / account holder | $1,708 | $10,917-84.4% | $9,284-81.6% | $10,828-84.2% |