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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,260 | $167,353+9.5% | $143,797+27.4% | $134,545+36.2% |
| Participation rate | 64.7% | 84.8%-20.1pp | 80.3%-15.6pp | 81.2%-16.5pp |
| Annual return | -13.12% | 0.48%-13.6pp | -0.04%-13.1pp | 418.37%-431.5pp |
| Employer contribution / active EE | $1,594 | $5,620-71.6% | $4,952-67.8% | $4,742-66.4% |
| Participant deferral / active EE | $4,971 | $6,447-22.9% | $5,638-11.8% | $6,401-22.3% |
| Admin fee / account holder | $1,610 | $18,096-91.1% | $14,679-89.0% | $11,431-85.9% |