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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,641 | $209,422-18.0% | $178,503-3.8% | $158,982+8.0% |
| Participation rate | 84.6% | 86.4%-1.7pp | 81.9%+2.7pp | 82.0%+2.6pp |
| Annual return | 13.29% | 188.81%-175.5pp | 151.12%-137.8pp | 302.99%-289.7pp |
| Employer contribution / active EE | $1,798 | $5,707-68.5% | $5,011-64.1% | $4,763-62.2% |
| Participant deferral / active EE | $5,950 | $5,955-0.1% | $5,202+14.4% | $5,983-0.6% |
| Admin fee / account holder | $14,487 | $17,079-15.2% | $13,987+3.6% | $11,252+28.8% |