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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,325 | $217,432-7.9% | $185,851+7.8% | $167,553+19.6% |
| Participation rate | 85.7% | 86.1%-0.3pp | 81.7%+4.0pp | 82.1%+3.6pp |
| Annual return | 11.37% | 148.43%-137.1pp | 122.11%-110.7pp | 478.89%-467.5pp |
| Employer contribution / active EE | $1,803 | $5,874-69.3% | $5,168-65.1% | $4,840-62.7% |
| Participant deferral / active EE | $6,134 | $6,357-3.5% | $5,569+10.1% | $6,343-3.3% |
| Admin fee / account holder | $1,579 | $19,820-92.0% | $16,245-90.3% | $12,316-87.2% |