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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,497 | $91,536-66.7% | $130,062-76.6% | $75,177-59.4% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 14.36% | -631.62%+646.0pp | -137.37%+151.7pp | 160.75%-146.4pp |
| Employer contribution / active EE | $5,962 | $2,845+109.6% | $4,322+37.9% | $2,671+123.2% |
| Participant deferral / active EE | $3,993 | $4,343-8.1% | $5,821-31.4% | $4,126-3.2% |
| Admin fee / account holder | $1,251 | $6,780-81.5% | $10,601-88.2% | $5,651-77.9% |