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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,347 | $135,645-82.1% | $110,243-77.9% | $135,380-82.0% |
| Participation rate | 72.7% | 83.5%-10.7pp | 79.8%-7.1pp | 82.6%-9.9pp |
| Annual return | -10.50% | 513.24%-523.7pp | 314.76%-325.3pp | 519.81%-530.3pp |
| Employer contribution / active EE | $0 | $4,907-100.0% | $3,827-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,852 | $5,507-48.2% | $4,672-39.0% | $5,609-49.2% |
| Admin fee / account holder | $2,108 | $11,458-81.6% | $8,548-75.3% | $10,828-80.5% |