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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,980 | $176,794-83.6% | $146,647-80.2% | $167,553-82.7% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 13.05% | 24.04%-11.0pp | 22.75%-9.7pp | 478.89%-465.8pp |
| Employer contribution / active EE | $7,380 | $5,161+43.0% | $4,137+78.4% | $4,840+52.5% |
| Participant deferral / active EE | $2,405 | $6,440-62.7% | $5,506-56.3% | $6,343-62.1% |
| Admin fee / account holder | $790 | $13,262-94.0% | $10,281-92.3% | $12,316-93.6% |