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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,621,401 | $209,425+674.2% | $178,499+808.4% | $158,966+920.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 10.38% | 188.80%-178.4pp | 151.10%-140.7pp | 302.95%-292.6pp |
| Employer contribution / active EE | $14,028 | $5,707+145.8% | $5,011+179.9% | $4,762+194.6% |
| Participant deferral / active EE | $20,800 | $5,955+249.3% | $5,202+299.8% | $5,983+247.6% |
| Admin fee / account holder | $9,241 | $17,078-45.9% | $13,986-33.9% | $11,250-17.9% |