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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,265,369 | $198,461+537.6% | $170,436+642.4% | $147,585+757.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.12% | 257.30%-244.2pp | 205.94%-192.8pp | 578.57%-565.5pp |
| Employer contribution / active EE | $16,559 | $6,184+167.8% | $5,433+204.8% | $4,876+239.6% |
| Participant deferral / active EE | $24,000 | $5,629+326.3% | $4,939+385.9% | $5,439+341.3% |
| Admin fee / account holder | $13,521 | $16,852-19.8% | $13,880-2.6% | $10,885+24.2% |