Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 | Recordkeeping | $3,196 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,600 | $95,369-34.4% | $135,942-54.0% | $74,440-15.9% |
| Participation rate | 66.3% | 78.2%-11.9pp | 81.9%-15.6pp | 70.7%-4.4pp |
| Annual return | 20.39% | 32.72%-12.3pp | 68.28%-47.9pp | 34.37%-14.0pp |
| Employer contribution / active EE | $3,048 | $3,878-21.4% | $4,858-37.3% | $2,638+15.6% |
| Participant deferral / active EE | $6,850 | $7,788-12.0% | $7,759-11.7% | $4,529+51.3% |
| Admin fee / account holder | $323 | $266+21.3% | $10,764-97.0% | $348-7.1% |