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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,938 | $85,766+25.9% | $136,298-20.8% | $70,126+53.9% |
| Participation rate | 57.5% | 74.2%-16.6pp | 81.9%-24.4pp | 69.5%-12.0pp |
| Annual return | 16.30% | 31.46%-15.2pp | 5156.27%-5140.0pp | 73.15%-56.9pp |
| Employer contribution / active EE | $2,789 | $2,966-6.0% | $4,696-40.6% | $2,343+19.1% |
| Participant deferral / active EE | $5,766 | $5,051+14.2% | $6,247-7.7% | $3,332+73.1% |
| Admin fee / account holder | $13,048 | $5,421+140.7% | $9,244+41.1% | $4,645+180.9% |