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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,896 | $102,385+55.2% | $147,080+8.0% | $80,935+96.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.43% | 135.09%-123.7pp | 420.17%-408.7pp | 35.66%-24.2pp |
| Employer contribution / active EE | $6,190 | $3,717+66.6% | $4,933+25.5% | $2,757+124.6% |
| Participant deferral / active EE | $9,835 | $6,651+47.9% | $8,066+21.9% | $4,299+128.7% |
| Admin fee / account holder | $1,820 | $7,951-77.1% | $12,989-86.0% | $6,924-73.7% |