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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,118 | $217,427-7.0% | $185,837+8.8% | $167,518+20.7% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.32% | 148.39%-134.1pp | 122.08%-107.8pp | 478.71%-464.4pp |
| Employer contribution / active EE | $1,548 | $5,874-73.6% | $5,168-70.0% | $4,838-68.0% |
| Participant deferral / active EE | $6,161 | $6,357-3.1% | $5,568+10.6% | $6,342-2.9% |
| Admin fee / account holder | $1,674 | $19,816-91.6% | $16,241-89.7% | $12,312-86.4% |