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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,391 | $202,342-29.6% | $172,753-17.6% | $152,909-6.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 25.18% | 1029.88%-1004.7pp | 803.00%-777.8pp | 345.46%-320.3pp |
| Employer contribution / active EE | $1,504 | $5,857-74.3% | $5,144-70.8% | $4,764-68.4% |
| Participant deferral / active EE | $1,989 | $5,948-66.6% | $5,198-61.7% | $5,851-66.0% |
| Admin fee / account holder | $1,150 | $17,112-93.3% | $13,956-91.8% | $11,601-90.1% |