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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,470 | $198,457-39.8% | $170,435-29.9% | $147,586-19.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 17.40% | 257.30%-239.9pp | 205.94%-188.5pp | 578.59%-561.2pp |
| Employer contribution / active EE | $689 | $6,183-88.9% | $5,432-87.3% | $4,876-85.9% |
| Participant deferral / active EE | $2,292 | $5,629-59.3% | $4,939-53.6% | $5,439-57.9% |
| Admin fee / account holder | $1,109 | $16,852-93.4% | $13,881-92.0% | $10,886-89.8% |