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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,603 | $183,539+19.1% | $155,556+40.5% | $145,897+49.8% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 13.07% | 61.31%-48.2pp | 64.84%-51.8pp | 552.29%-539.2pp |
| Employer contribution / active EE | $2,007 | $5,315-62.2% | $4,675-57.1% | $4,663-57.0% |
| Participant deferral / active EE | $4,762 | $6,467-26.4% | $5,631-15.4% | $6,689-28.8% |
| Admin fee / account holder | $1,902 | $19,275-90.1% | $15,885-88.0% | $13,390-85.8% |