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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,280 | $82,674-12.6% | $125,381-42.4% | $68,486+5.5% |
| Participation rate | 93.4% | 75.1%+18.4pp | 82.4%+11.0pp | 67.9%+25.5pp |
| Annual return | -17.39% | -5.97%-11.4pp | 572.31%-589.7pp | -7.85%-9.5pp |
| Employer contribution / active EE | $3,616 | $3,382+6.9% | $4,815-24.9% | $2,597+39.3% |
| Participant deferral / active EE | $11,076 | $6,111+81.3% | $7,448+48.7% | $4,028+175.0% |
| Admin fee / account holder | $4,940 | $6,277-21.3% | $10,007-50.6% | $5,404-8.6% |