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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,102 | $89,367-22.7% | $141,191-51.1% | $72,975-5.3% |
| Participation rate | 90.9% | 75.1%+15.8pp | 82.5%+8.4pp | 69.5%+21.4pp |
| Annual return | 50.60% | 111.87%-61.3pp | 71.41%-20.8pp | 81.01%-30.4pp |
| Employer contribution / active EE | $3,312 | $3,115+6.3% | $4,736-30.1% | $2,440+35.7% |
| Participant deferral / active EE | $10,451 | $5,419+92.9% | $6,710+55.8% | $3,608+189.7% |
| Admin fee / account holder | $4,318 | $5,957-27.5% | $10,264-57.9% | $5,124-15.7% |