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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,371 | $85,766-51.8% | $136,298-69.6% | $70,126-41.0% |
| Participation rate | 93.5% | 74.2%+19.4pp | 81.9%+11.6pp | 69.5%+24.0pp |
| Annual return | 37.74% | 31.46%+6.3pp | 5156.27%-5118.5pp | 73.15%-35.4pp |
| Employer contribution / active EE | $3,288 | $2,966+10.9% | $4,696-30.0% | $2,343+40.4% |
| Participant deferral / active EE | $10,012 | $5,051+98.2% | $6,247+60.3% | $3,332+200.5% |
| Admin fee / account holder | $564 | $5,421-89.6% | $9,244-93.9% | $4,645-87.9% |