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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,465 | $72,269+91.6% | $101,271+36.7% | $79,852+73.4% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 17.03% | 22.29%-5.3pp | 46.48%-29.5pp | 31.72%-14.7pp |
| Employer contribution / active EE | $7,433 | $2,692+176.1% | $3,660+103.1% | $2,471+200.8% |
| Participant deferral / active EE | $4,777 | $3,282+45.6% | $4,371+9.3% | $3,740+27.7% |
| Admin fee / account holder | $509 | $4,401-88.4% | $5,948-91.4% | $5,306-90.4% |