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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,076 | $65,364+76.1% | $92,909+23.9% | $72,975+57.7% |
| Participation rate | 95.8% | 68.3%+27.5pp | 76.0%+19.8pp | 69.5%+26.3pp |
| Annual return | 23.61% | 42.11%-18.5pp | 109.44%-85.8pp | 81.01%-57.4pp |
| Employer contribution / active EE | $3,507 | $2,594+35.2% | $3,653-4.0% | $2,440+43.7% |
| Participant deferral / active EE | $4,735 | $3,128+51.4% | $4,238+11.7% | $3,608+31.2% |
| Admin fee / account holder | $2,431 | $4,251-42.8% | $5,795-58.1% | $5,124-52.6% |