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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,104 | $57,352+57.1% | $83,831+7.5% | $64,173+40.4% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -7.43% | 11.38%-18.8pp | 850.99%-858.4pp | 7.63%-15.1pp |
| Employer contribution / active EE | $3,304 | $2,546+29.8% | $3,631-9.0% | $2,381+38.8% |
| Participant deferral / active EE | $5,462 | $2,993+82.5% | $4,082+33.8% | $3,470+57.4% |
| Admin fee / account holder | $8,064 | $4,046+99.3% | $5,479+47.2% | $4,887+65.0% |