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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,787 | $91,525+183.8% | $130,026+99.8% | $75,181+245.6% |
| Participation rate | 89.7% | 71.4%+18.2pp | 78.5%+11.2pp | 67.2%+22.5pp |
| Annual return | 14.44% | -631.40%+645.8pp | -137.26%+151.7pp | 160.69%-146.2pp |
| Employer contribution / active EE | $5,992 | $2,844+110.7% | $4,321+38.7% | $2,671+124.4% |
| Participant deferral / active EE | $10,069 | $4,342+131.9% | $5,821+73.0% | $4,126+144.0% |
| Admin fee / account holder | $6,846 | $6,778+1.0% | $10,608-35.5% | $5,650+21.2% |