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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,325 | $78,707+125.3% | $117,861+50.5% | $70,126+152.9% |
| Participation rate | 92.3% | 73.2%+19.1pp | 79.7%+12.6pp | 69.5%+22.8pp |
| Annual return | 15.07% | 23.30%-8.2pp | 335.11%-320.0pp | 73.15%-58.1pp |
| Employer contribution / active EE | $8,218 | $2,223+269.6% | $3,786+117.0% | $2,343+250.8% |
| Participant deferral / active EE | $5,657 | $3,297+71.6% | $4,482+26.2% | $3,332+69.8% |
| Admin fee / account holder | $2,121 | $5,066-58.1% | $8,021-73.6% | $4,645-54.3% |