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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,846 | $78,015+149.8% | $178,505+9.2% | $80,959+140.7% |
| Participation rate | 95.0% | 65.7%+29.3pp | 77.1%+17.9pp | 67.7%+27.3pp |
| Annual return | 10.73% | 18.10%-7.4pp | 27.16%-16.4pp | 35.67%-24.9pp |
| Employer contribution / active EE | $3,073 | $2,281+34.7% | $3,955-22.3% | $2,757+11.4% |
| Participant deferral / active EE | $5,281 | $4,406+19.9% | $6,280-15.9% | $4,300+22.8% |
| Admin fee / account holder | $2,720 | $7,160-62.0% | $10,428-73.9% | $6,925-60.7% |