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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,500 | $78,694+69.6% | $67,652+97.3% | $125,389+6.5% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -2.84% | 9.46%-12.3pp | 6625.40%-6628.2pp | 282.24%-285.1pp |
| Employer contribution / active EE | $5,631 | $3,044+85.0% | $2,266+148.5% | $4,866+15.7% |
| Participant deferral / active EE | $6,144 | $4,292+43.1% | $3,560+72.6% | $5,352+14.8% |
| Admin fee / account holder | $10,591 | $7,403+43.1% | $4,821+119.7% | $9,541+11.0% |