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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,376 | $88,707+49.2% | $74,184+78.4% | $273,972-51.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 6.09% | 11.94%-5.9pp | 17.74%-11.6pp | 41.46%-35.4pp |
| Employer contribution / active EE | $6,122 | $3,159+93.8% | $2,370+158.3% | $4,869+25.7% |
| Participant deferral / active EE | $7,221 | $4,212+71.4% | $3,550+103.4% | $5,287+36.6% |
| Admin fee / account holder | $14,435 | $8,717+65.6% | $5,586+158.4% | $10,133+42.5% |