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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,657 | $72,177+94.9% | $115,038+22.3% | $59,633+135.9% |
| Participation rate | 90.5% | 72.6%+17.9pp | 81.4%+9.1pp | 68.7%+21.8pp |
| Annual return | -2.68% | 12.02%-14.7pp | 26.14%-28.8pp | 2041.45%-2044.1pp |
| Employer contribution / active EE | $1,918 | $2,841-32.5% | $4,608-58.4% | $2,203-12.9% |
| Participant deferral / active EE | $4,491 | $4,783-6.1% | $6,026-25.5% | $3,192+40.7% |
| Admin fee / account holder | $3,241 | $4,927-34.2% | $8,175-60.4% | $4,297-24.6% |