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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,009 | $165,381+19.7% | $149,730+32.2% | $158,966+24.6% |
| Participation rate | 72.7% | 84.6%-11.8pp | 82.5%-9.8pp | 82.0%-9.2pp |
| Annual return | 6.09% | 348.29%-342.2pp | 276.70%-270.6pp | 302.95%-296.9pp |
| Employer contribution / active EE | $1,916 | $5,104-62.5% | $4,645-58.8% | $4,762-59.8% |
| Participant deferral / active EE | $3,888 | $7,182-45.9% | $6,843-43.2% | $5,983-35.0% |
| Admin fee / account holder | $27,393 | $10,809+153.4% | $9,310+194.2% | $11,250+143.5% |