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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,732 | $108,212-22.6% | $77,513+8.0% | $158,966-47.3% |
| Participation rate | 40.0% | 64.4%-24.4pp | 54.2%-14.2pp | 82.0%-42.0pp |
| Annual return | 90.95% | 31.67%+59.3pp | 54.81%+36.1pp | 302.95%-212.0pp |
| Employer contribution / active EE | $756 | $1,325-43.0% | $987-23.4% | $4,762-84.1% |
| Participant deferral / active EE | $6,749 | $2,455+174.8% | $1,861+262.6% | $5,983+12.8% |
| Admin fee / account holder | $0 | $3,709-100.0% | $2,859-100.0% | $11,250-100.0% |