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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,300 | $108,685-65.7% | $74,719-50.1% | $152,885-75.6% |
| Participation rate | 60.0% | 65.3%-5.3pp | 54.5%+5.5pp | 82.5%-22.5pp |
| Annual return | 30.14% | 114.09%-83.9pp | 753.05%-722.9pp | 345.39%-315.2pp |
| Employer contribution / active EE | $663 | $1,504-55.9% | $1,084-38.9% | $4,763-86.1% |
| Participant deferral / active EE | $6,176 | $2,712+127.7% | $1,963+214.6% | $5,851+5.6% |
| Admin fee / account holder | $0 | $4,905-100.0% | $3,334-100.0% | $11,598-100.0% |