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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,546 | $132,099-33.7% | $115,599-24.3% | $138,895-37.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 11.68% | 176.76%-165.1pp | 111.10%-99.4pp | 145.39%-133.7pp |
| Employer contribution / active EE | $3,394 | $3,416-0.6% | $2,955+14.9% | $4,194-19.1% |
| Participant deferral / active EE | $6,230 | $5,617+10.9% | $4,889+27.4% | $6,396-2.6% |
| Admin fee / account holder | $358 | $15,650-97.7% | $12,841-97.2% | $12,562-97.2% |