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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,900 | $125,193-33.8% | $105,591-21.5% | $145,978-43.2% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 12.84% | 225.53%-212.7pp | 116.43%-103.6pp | 550.52%-537.7pp |
| Employer contribution / active EE | $5,013 | $3,718+34.8% | $3,166+58.3% | $4,662+7.5% |
| Participant deferral / active EE | $6,020 | $5,708+5.5% | $5,008+20.2% | $6,690-10.0% |
| Admin fee / account holder | $12,261 | $17,277-29.0% | $11,024+11.2% | $13,400-8.5% |