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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,998 | $106,008-64.2% | $92,240-58.8% | $147,586-74.3% |
| Participation rate | 62.5% | 80.4%-17.9pp | 76.5%-14.0pp | 82.8%-20.3pp |
| Annual return | 13.23% | 50.05%-36.8pp | 176.29%-163.1pp | 578.59%-565.4pp |
| Employer contribution / active EE | $7,288 | $4,333+68.2% | $3,680+98.1% | $4,876+49.5% |
| Participant deferral / active EE | $3,755 | $4,478-16.1% | $3,897-3.6% | $5,439-31.0% |
| Admin fee / account holder | $8,762 | $6,333+38.4% | $5,194+68.7% | $10,886-19.5% |