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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,022 | $106,280-12.5% | $96,538-3.6% | $139,487-33.3% |
| Participation rate | 77.8% | 77.8%-0.1pp | 74.3%+3.4pp | 80.3%-2.6pp |
| Annual return | 13.72% | 38.48%-24.8pp | 35.74%-22.0pp | 373.84%-360.1pp |
| Employer contribution / active EE | $14,519 | $4,107+253.5% | $3,740+288.2% | $4,755+205.4% |
| Participant deferral / active EE | $6,668 | $5,457+22.2% | $4,880+36.6% | $6,713-0.7% |
| Admin fee / account holder | $26,690 | $7,888+238.4% | $6,737+296.2% | $11,407+134.0% |