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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,383 | $60,128-54.5% | $90,440-69.7% | $79,852-65.7% |
| Participation rate | 67.3% | 65.0%+2.3pp | 72.7%-5.4pp | 69.6%-2.3pp |
| Annual return | 13.49% | 71.95%-58.5pp | 1294.38%-1280.9pp | 31.72%-18.2pp |
| Employer contribution / active EE | $1,651 | $2,068-20.2% | $3,263-49.4% | $2,471-33.2% |
| Participant deferral / active EE | $3,055 | $2,939+4.0% | $3,964-22.9% | $3,740-18.3% |
| Admin fee / account holder | $2,842 | $3,977-28.6% | $5,615-49.4% | $5,306-46.4% |