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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,558 | $53,128-50.0% | $86,582-69.3% | $70,126-62.1% |
| Participation rate | 48.7% | 65.3%-16.6pp | 73.5%-24.8pp | 69.5%-20.8pp |
| Annual return | 18.66% | 27.66%-9.0pp | 965.08%-946.4pp | 73.15%-54.5pp |
| Employer contribution / active EE | $1,504 | $2,068-27.3% | $2,839-47.0% | $2,343-35.8% |
| Participant deferral / active EE | $2,358 | $2,695-12.5% | $3,609-34.6% | $3,332-29.2% |
| Admin fee / account holder | $1,449 | $3,584-59.6% | $4,904-70.4% | $4,645-68.8% |