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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,251 | $90,486-78.7% | $78,676-75.5% | $273,972-93.0% |
| Participation rate | 10.5% | 76.5%-66.0pp | 73.6%-63.0pp | 83.0%-72.5pp |
| Annual return | 37.38% | 75.62%-38.2pp | 62.19%-24.8pp | 41.46%-4.1pp |
| Employer contribution / active EE | $2,728 | $3,175-14.1% | $2,850-4.3% | $4,869-44.0% |
| Participant deferral / active EE | $4,076 | $3,901+4.5% | $3,517+15.9% | $5,287-22.9% |
| Admin fee / account holder | $1,927 | $5,263-63.4% | $4,510-57.3% | $10,133-81.0% |