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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,711 | $102,385+117.5% | $147,080+51.4% | $80,935+175.2% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 12.43% | 135.09%-122.7pp | 420.17%-407.7pp | 35.66%-23.2pp |
| Employer contribution / active EE | $20 | $3,717-99.5% | $4,933-99.6% | $2,757-99.3% |
| Participant deferral / active EE | $11,180 | $6,651+68.1% | $8,066+38.6% | $4,299+160.0% |
| Admin fee / account holder | $7,702 | $7,951-3.1% | $12,989-40.7% | $6,924+11.2% |