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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,892 | $106,524+123.3% | $152,301+56.2% | $87,485+171.9% |
| Participation rate | 80.6% | 75.8%+4.8pp | 82.4%-1.9pp | 68.9%+11.6pp |
| Annual return | 12.69% | 26.89%-14.2pp | 80.50%-67.8pp | 26.06%-13.4pp |
| Employer contribution / active EE | $2,536 | $3,371-24.8% | $4,624-45.2% | $2,596-2.3% |
| Participant deferral / active EE | $8,798 | $6,525+34.8% | $8,004+9.9% | $4,274+105.9% |
| Admin fee / account holder | $16,073 | $8,287+94.0% | $14,398+11.6% | $7,775+106.7% |