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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,192 | $57,350-63.0% | $83,850-74.7% | $64,181-67.0% |
| Participation rate | 88.9% | 68.6%+20.3pp | 76.1%+12.7pp | 69.6%+19.3pp |
| Annual return | -11.06% | 11.38%-22.4pp | 850.92%-862.0pp | 7.63%-18.7pp |
| Employer contribution / active EE | $2,138 | $2,545-16.0% | $3,631-41.1% | $2,381-10.2% |
| Participant deferral / active EE | $2,026 | $2,993-32.3% | $4,082-50.4% | $3,470-41.6% |
| Admin fee / account holder | $2,749 | $4,046-32.1% | $5,478-49.8% | $4,887-43.8% |