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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,048 | $56,894-70.0% | $84,753-79.9% | $62,881-72.9% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | -0.18% | 6.30%-6.5pp | 22.78%-23.0pp | 20.14%-20.3pp |
| Employer contribution / active EE | $3,396 | $2,400+41.5% | $3,574-5.0% | $2,281+48.9% |
| Participant deferral / active EE | $1,826 | $2,709-32.6% | $3,712-50.8% | $3,203-43.0% |
| Admin fee / account holder | $616 | $3,581-82.8% | $5,333-88.5% | $4,296-85.7% |