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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,719 | $133,998+5.0% | $112,263+25.3% | $134,545+4.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.23% | 47.17%-64.4pp | 27.49%-44.7pp | 418.37%-435.6pp |
| Employer contribution / active EE | $7,935 | $4,040+96.4% | $3,636+118.2% | $4,742+67.4% |
| Participant deferral / active EE | $6,896 | $5,292+30.3% | $4,729+45.8% | $6,401+7.7% |
| Admin fee / account holder | $4,208 | $7,493-43.8% | $6,410-34.4% | $11,431-63.2% |