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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,367 | $115,814+10.0% | $101,275+25.8% | $158,982-19.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 17.55% | 56.16%-38.6pp | 46.48%-28.9pp | 302.99%-285.4pp |
| Employer contribution / active EE | $7,175 | $4,176+71.8% | $3,660+96.0% | $4,763+50.7% |
| Participant deferral / active EE | $4,740 | $4,958-4.4% | $4,371+8.5% | $5,983-20.8% |
| Admin fee / account holder | $1,561 | $7,249-78.5% | $5,948-73.8% | $11,252-86.1% |