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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,508 | $107,368-6.4% | $92,915+8.2% | $152,909-34.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 16.05% | 145.64%-129.6pp | 109.45%-93.4pp | 345.46%-329.4pp |
| Employer contribution / active EE | $7,381 | $4,222+74.8% | $3,653+102.0% | $4,764+54.9% |
| Participant deferral / active EE | $4,626 | $4,848-4.6% | $4,238+9.2% | $5,851-20.9% |
| Admin fee / account holder | $8,758 | $7,082+23.7% | $5,796+51.1% | $11,601-24.5% |